![]() If you’re considering a plan with a copay consider how often you’ll be in to see the dentist. Dental insurance is focused on prevention, so copays are rare.Typically, the lower a plan’s monthly payments, the more you’ll pay in coinsurance.In most cases your copay will not go toward your deductible. A deductible is the amount of money you must pay out-of-pocket toward covered benefits before your health insurance company starts paying. You can also look for plans that cover some services before you pay your deductible. What does your copay go towards Copays are a fixed fee you pay when you receive covered care like an office visit or pick up prescription drugs. But you’ll pay a lot upfront when you need care. ![]()
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